70 Finance Niche Ideas for Affiliate Marketing

The Finance Industry is BIG. It’s projected to hit US$2.50bn by 2027. Wouldn’t it be nice to have even a small piece of that pie?

To see success in this huge market it’s time to pick a finance sub-niche you love and know well or are eager to learn about to ace your niche blog game.

This could be anything from personal finance, investment strategies, tax planning, debt relief, cryptocurrencies, or retirement savings. So, let’s look at why this is a great niche with lots of opportunities first and then head to the 70 Finance Niche Ideas for Affiliate Marketing…

This post may contain affiliate links which may earn a commission at no additional cost to you. As an Amazon Associate, I earn from qualifying purchases. See my Affiliate Disclaimer here.


Find a Finance Niche

Why Choose a Finance Niche?

Big Niche: This is a large and profitable niche, with customers actively searching for content on how to manage their finances, save money, pay debts, and make investments.

High Demand: This means there’s a high demand for top-quality content in the finance niche. With the potential to generate income from affiliate marketing and other monetization strategies.

High Earning Potential: Financial products and services are usually high-ticket items, with higher commissions on affiliate sales.

Finance Companies with Affiliate Marketing Programs: You’ll find a wide range of finance companies using affiliate marketing to promote their products.

  • On ShareASale, you can see the Traddictiv affiliate program which helps investment traders. The commission they pay is 70%!
  • Also on ShareASale, National Debt Relief offers $27.50 for a qualified lead for a quote request. So, you get paid just for sending someone their way!
  • On Flexoffers Rich Dad World offers a $125 payment for a webinar sign-up and course purchase.

Choose a Sub-Niche: By focusing on a sub-niche, you cater to a specific audience. This means less competition and a higher chance of becoming an authority in your chosen field

Earn Over and Over: You can find affiliate products and services in this niche with RECURRING COMMISSIONS. Yay! You’ll earn commissions over and over again from the same customers.

Recurring Commissions
  • Forex Trendy is a software solution to avoid trading during uncertain market periods. They send customers e-mail alerts to pick the best-trending pair at the right time. 75% recurring commission.
  • Binance is a global cryptocurrency exchange. 20-40% trading fees.
  • Invoice Ninja offers invoicing software for small businesses. 50% commission.

Well-known Brands: your audience trusts these brands and you know you’re recommending excellent products that are easier to convert.

Brands with Affiliate Programs
  • Xero Accounting – with the Sovrn Affiliate Company
  • American Express Credit Card – with CJ
  • Credit Karma – personal finance – with Flexoffers
  • Credit Sesame – credit and loan company – with Flexoffers
  • Coinbase – cryptocurrency – direct
  • Quickbooks Accounting – with CJ
  • The Motley Fool – investing services, $240 per sale, a 30-day cookie with Flexoffers

Evergreen Products: this industry has stood the test the time, so this niche is relevant for many years to come. You can pour your heart into crafting a blog in these sub-niches, and NO fretting over your content getting outdated or stale fast.


Finance Niche Ideas

70 Finance Niche Ideas

1. Financial planning for specific demographics, e.g., millennials, Gen Z, women, and retirees.

2. Financial literacy, e.g., budgeting, investing basics, and debt reduction.

3. Financial planning for specific life events, e.g., buying a home, traveling, getting married, and having children.

4. Personal Finance for beginners, e.g., how to create a budget, how to save money, and how to invest.

5. Insurance Planning, e.g. travel insurance, life insurance, renters and homeowners insurance, and business insurance.

6. Real Estate Investing, e.g. residential, commercial, fix and flip, real estate crowdfunding, and vacation rentals.

7. Frugal living, e.g. you can write about ‘how to retire early’, ‘how to save money on groceries’, ‘how to save money on travel’, ‘how to raise frugal children’, and ‘how to live a sustainable lifestyle’.

8. Investment Strategies

Your audience wants a roadmap for investing, so they can maximize their financial gains and minimize potential losses.

You can also offer insights into market trends and opportunities, which is essential for making informed investment decisions

9. Stock Market Investing
10. Value Investing
11. Peer-to-Peer Investing
12. Options Trading
13. Forex Investing
14. Bonds Investing
15. Mutual Funds Investing
16. Commodity Investing

17. Budgeting

People often need help with budgeting. It’s a jigsaw puzzle, trying to match income with expenses and savings goals.

Plus, not everyone is a math whiz or has the time to keep track of every penny, so a little guidance can go a long way to managing personal finances effectively.

18. Single Parents Budgeting
19. Retirement Budgeting
20. Family Budgeting
21. College Student Budgeting
22. Small Business Budgeting
23. Investment Budgeting
24. Travel Budgeting
25. Moving Budgeting
26. Healthcare Budgeting
27. Emergency Fund Budgeting

28. Cryptocurrency Investing

This is a growing and exciting field. It’s a complex topic so people need high-quality information and education. This is where your blog can provide lots of helpful content.

It’s also not a saturated niche and is constantly evolving so you’ve always got something new to write about.

29. Altcoin Investing
30. Stablecoin Investing
31. Exchange Investing
32. ICO Investing
33. Smart Contract Investing
34. Crypto Mining Investing
35. Crypto Trading Investing
36. Crypto Hedge Fund Investing
37. Crypto ETF Investing
38. Crypto Derivative Investing

39. Debt Management

This is definitely an evergreen niche. Did you know the average American household has over $7,600 in credit card debt?

Many people feel overwhelmed by their debt and are eager to find ways to get out of debt. This passion can translate into a strong readership for your blog.

40. Credit Card Debt Relief
41. Debt Consolidation
42. Student Loan Refinancing
43. Debt Relief Programs
44. Mortgage Refinancing
45. Budgeting & Money Management
46. Tax Debt Relief
47. Payment Assistance Programs
48. Debt Negotiation Services
49. Bankruptcy Services

50. Small Business Finance

Small businesses are the backbone of the economy. But business owners constantly face challenges such as raising capital, managing cash flow, and growing their businesses. 

So, there’s a high demand for top-quality content in this niche.

51. Tax planning and preparation for small businesses
52. Business loans and financing options for startups
53. Accounting and bookkeeping services for small businesses
54. Small business credit card comparison and reviews
55. Financial consulting services for small businesses
56. Cash flow management and forecasting for small businesses
57. Small business insurance options and comparisons
58. Payroll services for small businesses
59. Investment and retirement planning for small business owners
60. Small business grants and funding opportunities

61. Retirement Planning

As the population ages, more and more people consider their retirement plans. Your blog can be a valuable resource for people to learn about retirement planning and to get help with their money and plans.

You could target early retirees, single people, couples, or those busy small business owners!

62. Estate Planning
63. Tax Planning
64. Health Care Planning
65. Social Security Planning
65. Investment Planning
66. Income Planning
67. Long-term Care Planning
68. Retirement Plan Design
69. Retirement Plan Management
70. Retirement Lifestyle Planning


Wrapping Up Finance Niche Ideas

And there you have it! Our whirlwind tour of 70 fantastic finance niche ideas. From budgeting to credit, crypto to financial markets. Remember, the world of finance is vast and full of potential. It’s all about finding your unique angle and sharing it with the world.

Here’s to your blogging success and making the finance world a little less intimidating for everyone!


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